.elementor-5631 .elementor-element.elementor-element-31a4e24{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-31a4e24:not(.elementor-motion-effects-element-type-background), .elementor-5631 .elementor-element.elementor-element-31a4e24 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url("https://approvedcasualty.com/wp-content/uploads/2026/10/carm-rpp-bonds-hero.webp");background-position:center right;background-size:cover;}.elementor-5631 .elementor-element.elementor-element-459aa52{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-491a746{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-cfad132{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-5631 .elementor-element.elementor-element-54a6b27{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );}.elementor-5631 .elementor-element.elementor-element-f74a73f{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-a6b3f15{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-e15816b{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-e0aacdf{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-97643b3{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-e320152{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-d6cb6a7{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-50cac5a{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-533cb5a{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-21f771c{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-d72e6cb{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-8c78557{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-5a97aeb{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-1dad896{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-941cf19{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-693b2c5{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-9a2ae61{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-ee96e42{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-e8ed536{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-83b63b5{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-6107cb5{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-1e6cfd6{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-170738d{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-614d205{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-14f72d3{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-8dd6c59{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-b922da2{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-358d281{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-96481b9{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-widget-posts .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );}.elementor-widget-posts .elementor-post__meta-data{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-weight:var( --e-global-typography-secondary-font-weight );}.elementor-widget-posts .elementor-post__excerpt p{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-widget-posts .elementor-post__read-more{color:var( --e-global-color-accent );}.elementor-widget-posts a.elementor-post__read-more{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );}.elementor-widget-posts .elementor-post__card .elementor-post__badge{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );}.elementor-widget-posts .elementor-pagination{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-weight:var( --e-global-typography-secondary-font-weight );}.elementor-widget-posts .e-load-more-message{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-weight:var( --e-global-typography-secondary-font-weight );}.elementor-5631 .elementor-element.elementor-element-d26f77a{--grid-row-gap:35px;--grid-column-gap:30px;}.elementor-5631 .elementor-element.elementor-element-d26f77a .elementor-posts-container .elementor-post__thumbnail{padding-bottom:calc( 0.6 * 100% );}.elementor-5631 .elementor-element.elementor-element-d26f77a:after{content:"0.6";}.elementor-5631 .elementor-element.elementor-element-d26f77a .elementor-post__thumbnail__link{width:100%;}.elementor-5631 .elementor-element.elementor-element-d26f77a .elementor-post__meta-data span + span:before{content:"•";}.elementor-5631 .elementor-element.elementor-element-d26f77a .elementor-post__text{margin-top:20px;}.elementor-5631 .elementor-element.elementor-element-d26f77a .elementor-post__badge{right:0;}.elementor-5631 .elementor-element.elementor-element-d26f77a .elementor-post__card .elementor-post__badge{margin:20px;}.elementor-5631 .elementor-element.elementor-element-96c0c68{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-b6d305a{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-5631 .elementor-element.elementor-element-2c6f02a{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;}@media(max-width:767px){.elementor-5631 .elementor-element.elementor-element-d26f77a .elementor-posts-container .elementor-post__thumbnail{padding-bottom:calc( 0.5 * 100% );}.elementor-5631 .elementor-element.elementor-element-d26f77a:after{content:"0.5";}.elementor-5631 .elementor-element.elementor-element-d26f77a .elementor-post__thumbnail__link{width:100%;}}/* Start custom CSS *//* Commercial surety 2026: carm: homepage design system copied from page 5439 custom CSS on 2026-10-26. Page rules follow. */
/* ===== Tokens: primitive > semantic > component ===== */
body .hp.hp.hp{
 --hp-blue-600:#0D6AB8;--hp-blue-800:#08457A;--hp-navy-950:#011326;--hp-navy-900:#0A1E33;--hp-blue-50:#F2F7FC;--hp-blue-100:#D0E4F4;--hp-blue-200:#9CC4EC;
 --hp-grey-700:#3A3F4A;--hp-grey-500:#5F6571;--hp-grey-200:#E2E4EA;--hp-white:#fff;
 --hp-font-body:Roboto,'Helvetica Neue',Arial,sans-serif;--hp-font-head:'Roboto Condensed','Arial Narrow',Arial,sans-serif;
 --hp-space-section:96px;--hp-space-section-sm:56px;--hp-radius:8px;--hp-wrap:1200px;
 --hp-primary:var(--hp-blue-600);--hp-primary-strong:var(--hp-blue-800);--hp-surface:var(--hp-blue-50);--hp-surface-alt:var(--hp-white);--hp-surface-dark:var(--hp-navy-950);
 --hp-text:var(--hp-grey-700);--hp-text-muted:var(--hp-grey-500);--hp-text-head:var(--hp-blue-800);--hp-text-on-dark:#E6EFF8;--hp-text-on-dark-muted:var(--hp-blue-100);--hp-border:var(--hp-grey-200);
 --hp-btn-bg:var(--hp-primary);--hp-btn-bg-hover:var(--hp-primary-strong);--hp-card-bg:var(--hp-white);--hp-card-border:var(--hp-border);--hp-card-accent:var(--hp-primary);
 font-family:var(--hp-font-body);color:var(--hp-text);
}
body .elementor.elementor .e-con.hp{--padding-top:0;--padding-bottom:0;--padding-left:0;--padding-right:0;--gap:0px;}
body .e-con.hp .e-con{--padding-top:0;--padding-bottom:0;--padding-left:0;--padding-right:0;--gap:0px;}
body .elementor.elementor.elementor .e-con.hp-wrap{--width:100%;max-width:var(--hp-wrap);margin:0 auto;--padding-left:24px;--padding-right:24px;}
body .hp.hp .elementor-widget:not(:last-child){margin-bottom:0;}
body .hp.hp .elementor-widget-text-editor p{margin:0 0 12px;}
body .hp.hp .elementor-widget-text-editor p:last-child{margin-bottom:0;}
body .hp svg{fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;}
/* type */
body .hp-eyebrow.hp-eyebrow.hp-eyebrow .elementor-heading-title{font-family:var(--hp-font-head);font-size:13px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--hp-primary);margin:0 0 14px;display:flex;align-items:center;gap:12px;}
body .hp-eyebrow.hp-eyebrow.hp-eyebrow .elementor-heading-title:before{content:"";width:28px;height:3px;background:currentColor;flex:0 0 28px;}
body .hp-eyebrow--light.hp-eyebrow--light.hp-eyebrow--light .elementor-heading-title{color:var(--hp-blue-200);}
body .hp-h1.hp-h1.hp-h1 .elementor-heading-title{font-family:var(--hp-font-head);font-size:clamp(38px,5.4vw,66px);line-height:1;font-weight:700;color:#fff;text-transform:none;letter-spacing:-.015em;margin:0 0 18px;max-width:760px;}
body .hp-h2.hp-h2.hp-h2 .elementor-heading-title{font-family:var(--hp-font-head);font-size:clamp(28px,3.4vw,42px);line-height:1.06;font-weight:700;color:var(--hp-text-head);text-transform:none;letter-spacing:-.005em;margin:0 0 16px;}
body .hp-h2--light.hp-h2--light.hp-h2--light .elementor-heading-title{color:#fff;}
body .hp-lead.hp-lead.hp-lead{font-size:19px;line-height:1.55;font-weight:300;color:var(--hp-text-on-dark);max-width:640px;}
body .hp-body.hp-body.hp-body{font-size:16.5px;line-height:1.6;color:var(--hp-text);max-width:640px;}
body .hp-mini{font-family:var(--hp-font-head);font-weight:700;font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--hp-text-head);margin:28px 0 10px;}
/* hero */
body .e-con.hp-hero.hp-hero{position:relative;background-color:var(--hp-surface-dark);}
body .e-con.hp-hero.hp-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(1,19,38,.97) 0%,rgba(1,19,38,.86) 48%,rgba(1,19,38,.45) 100%),linear-gradient(0deg,rgba(1,19,38,.9) 0%,rgba(1,19,38,0) 45%);z-index:0;pointer-events:none;}
body .e-con.hp-hero.hp-hero > .e-con{position:relative;z-index:1;}
body .elementor.elementor .e-con.hp-hero-inner{--padding-top:88px;--padding-bottom:56px;}
body .elementor-widget-html.hp-doors-w{width:100%;}
body .hp-doors{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:44px;}
body .hp-door{background:rgba(10,30,51,.82);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);border:1px solid rgba(208,228,244,.22);border-top:3px solid var(--hp-primary);border-radius:var(--hp-radius);padding:28px 28px 26px;display:flex;flex-direction:column;}
body .hp-door--eo{border-top-color:var(--hp-blue-200);}
body .hp-door-eyebrow{font-family:var(--hp-font-head);font-weight:700;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--hp-blue-200);margin:0 0 8px;}
body .hp-door-title{font-family:var(--hp-font-head);font-weight:700;font-size:clamp(24px,2.4vw,30px);line-height:1.08;color:#fff;margin:0 0 10px;text-transform:none;}
body .hp-door-body{font-size:15.5px;line-height:1.55;color:var(--hp-text-on-dark-muted);margin:0 0 16px;}
body .hp-door-list{list-style:none;margin:0 0 24px;padding:0;display:flex;flex-direction:column;gap:8px;}
body .hp-door-list li{display:flex;gap:10px;align-items:flex-start;font-size:15px;color:#fff;line-height:1.35;}
body .hp-door-list svg{width:18px;height:18px;flex:0 0 18px;color:var(--hp-blue-200);margin-top:1px;}
body .hp-door-actions{margin-top:auto;display:flex;flex-wrap:wrap;align-items:center;gap:10px 22px;}
body .hp a.hp-cta{display:inline-flex;align-items:center;gap:10px;font-family:var(--hp-font-head);font-weight:700;font-size:17px;text-decoration:none;line-height:1.1;transition:background .15s,color .15s,border-color .15s;}
body .hp a.hp-cta svg{width:18px;height:18px;transition:transform .15s;}
body .hp a.hp-cta:hover svg{transform:translateX(3px);}
body .hp a.hp-cta--primary{background:var(--hp-btn-bg);color:#fff;padding:15px 22px;border-radius:6px;}
body .hp a.hp-cta--primary:hover{background:#fff;color:var(--hp-primary-strong);}
body .hp-door--eo a.hp-cta--primary{background:#fff;color:var(--hp-primary-strong);}
body .hp-door--eo a.hp-cta--primary:hover{background:var(--hp-blue-100);}
body .hp a.hp-cta--text{color:#fff;font-size:15px;border-bottom:1px solid rgba(255,255,255,.45);padding-bottom:2px;}
body .hp a.hp-cta--text:hover{border-bottom-color:#fff;}
body .hp a.hp-cta:focus-visible,body .hp a:focus-visible{outline:2px solid var(--hp-blue-200);outline-offset:3px;}
body .hp-trust{display:flex;flex-wrap:wrap;align-items:center;gap:12px 18px;margin-top:32px;font-size:13.5px;color:var(--hp-text-on-dark-muted);}
body .hp-trust img{height:30px;width:auto;display:block;}
body .hp-trust a{color:#fff;font-weight:700;text-decoration:none;white-space:nowrap;}
body .hp-trust a:hover{text-decoration:underline;}
body .hp-trust-sep{width:1px;height:18px;background:rgba(208,228,244,.35);}
/* logos */
body .e-con.hp-logos.hp-logos{background:#fff;border-bottom:1px solid var(--hp-border);}
body .elementor.elementor .e-con.hp-logos-inner{--padding-top:28px;--padding-bottom:28px;}
body .elementor-widget-html.hp-logos-w{width:100%;}
body .hp-logos-w .elementor-widget-container{display:flex;align-items:center;gap:32px;flex-wrap:wrap;}
body .hp-logos-label{font-family:var(--hp-font-head);font-weight:700;font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--hp-text-muted);margin:0;white-space:nowrap;}
body .hp-logos-list{list-style:none;margin:0;padding:0;display:flex;align-items:center;justify-content:space-between;gap:24px 40px;flex:1;flex-wrap:wrap;}
body .hp-logos-list img{height:80px;width:auto;display:block;}

/* sections */
body .e-con.hp-section.hp-section{background:var(--hp-surface);}
body .e-con.hp-section--white.hp-section--white{background:var(--hp-surface-alt);}
body .elementor.elementor .e-con.hp-section > .e-con.hp-wrap{--padding-top:var(--hp-space-section);--padding-bottom:var(--hp-space-section);}
body .e-con.hp-split.hp-split{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:56px;align-items:start;}
body .e-con.hp-split--rev.hp-split--rev{grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);align-items:center;}
body .e-con.hp-head-row.hp-head-row{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:40px;align-items:end;margin-bottom:36px;}
body .e-con.hp-col--end.hp-col--end{align-items:flex-start;}
body .hp-photo.hp-photo img{width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:var(--hp-radius);display:block;}
/* product cards */
body .elementor-widget-html.hp-pgrid-w{width:100%;}
body .hp-pgrid{display:grid;gap:16px;margin-top:28px;}
body .hp-pgrid--2{grid-template-columns:repeat(2,minmax(0,1fr));}
body .hp-pgrid--4{grid-template-columns:repeat(4,minmax(0,1fr));margin-top:0;}
body .hp a.hp-pcard{display:flex;flex-direction:column;background:var(--hp-card-bg);border:1px solid var(--hp-card-border);border-top:3px solid var(--hp-card-accent);padding:22px 22px 20px;text-decoration:none;color:var(--hp-text);transition:border-color .15s,box-shadow .15s,transform .15s;}
body .hp a.hp-pcard:hover{border-color:var(--hp-primary);box-shadow:0 10px 28px rgba(8,69,122,.12);transform:translateY(-2px);}
body .hp-pcard h3{font-family:var(--hp-font-head);font-weight:700;font-size:20px;line-height:1.15;color:var(--hp-text-head);margin:0 0 8px;text-transform:none;}
body .hp-pcard p{font-size:15px;line-height:1.5;margin:0 0 16px;color:var(--hp-text);}
body .hp-pcard-go{margin-top:auto;display:inline-flex;align-items:center;gap:8px;font-family:var(--hp-font-head);font-weight:700;font-size:15px;color:var(--hp-primary);}
body .hp-pcard-go svg{width:16px;height:16px;transition:transform .15s;}
body .hp a.hp-pcard:hover .hp-pcard-go svg{transform:translateX(3px);}
body .hp a.hp-pcard--compact h3{font-size:18px;}
body .hp a.hp-pcard--compact p{font-size:14.5px;}
/* checklist */
body .elementor-widget-html.hp-check-w{width:100%;}
body .hp-check{background:var(--hp-blue-100);border-top:3px solid var(--hp-primary-strong);padding:24px 24px 20px;margin-top:20px;}
body .hp-check-h{font-family:var(--hp-font-head);font-weight:700;font-size:20px;line-height:1.2;color:var(--hp-text-head);margin:0 0 14px;}
body .hp-check ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 18px;}
body .hp-check li{display:flex;gap:8px;align-items:flex-start;font-size:15px;font-weight:500;color:var(--hp-text-head);line-height:1.35;}
body .hp-check li svg{width:17px;height:17px;flex:0 0 17px;color:var(--hp-primary);margin-top:1px;}
body .hp-check-note{font-size:13.5px;color:var(--hp-text-muted);margin:16px 0 0;line-height:1.5;}
/* buttons */
body .e-con.hp-btn-row.hp-btn-row{--gap:12px;flex-wrap:wrap;margin-top:24px;}
body .hp-btn.hp-btn.hp-btn .elementor-button{font-family:var(--hp-font-head);font-weight:700;font-size:17px;border-radius:6px;padding:15px 24px;text-transform:none;border:2px solid transparent;transition:background .15s,color .15s,border-color .15s;}
body .hp-btn--primary.hp-btn--primary.hp-btn--primary .elementor-button{background:var(--hp-btn-bg);color:#fff;}
body .hp-btn--primary.hp-btn--primary.hp-btn--primary .elementor-button:hover{background:var(--hp-btn-bg-hover);}
body .hp-btn--outline.hp-btn--outline.hp-btn--outline .elementor-button{background:transparent;color:var(--hp-primary-strong);border-color:var(--hp-primary-strong);}
body .hp-btn--outline.hp-btn--outline.hp-btn--outline .elementor-button:hover{background:var(--hp-primary-strong);color:#fff;}
/* stats + chips */
body .elementor-widget-html.hp-stats-w,body .elementor-widget-html.hp-chips-w{width:100%;}
body .hp-stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border-top:1px solid var(--hp-border);border-bottom:1px solid var(--hp-border);margin-top:24px;}
body .hp-stat{display:flex;flex-direction:column;gap:6px;padding:18px 14px 18px 0;}
body .hp-stat + .hp-stat{padding-left:16px;border-left:1px solid var(--hp-border);}
body .hp-stat strong{font-family:var(--hp-font-head);font-size:30px;line-height:1;font-weight:700;color:var(--hp-text-head);font-variant-numeric:tabular-nums;}
body .hp-stat span{font-size:13px;line-height:1.35;color:var(--hp-text-muted);}
body .hp-chips{display:flex;flex-wrap:wrap;gap:8px;}
body .hp-chips a{font-size:14px;font-weight:500;color:var(--hp-primary-strong);background:var(--hp-surface);border:1px solid #C5DAEE;border-radius:999px;padding:8px 14px;text-decoration:none;transition:background .15s,color .15s;}
body .hp-chips a:hover{background:var(--hp-primary-strong);color:#fff;border-color:var(--hp-primary-strong);}
/* steps */
body .elementor-widget-html.hp-steps-w{width:100%;}
body .hp-steps{list-style:none;margin:20px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;counter-reset:none;}
body .hp-steps li{padding:28px 28px 8px 0;border-top:3px solid var(--hp-primary);margin:0;}
body .hp-steps li + li{padding-left:28px;border-left:1px solid var(--hp-border);}
body .hp-step-num{display:block;font-family:var(--hp-font-head);font-weight:700;font-size:44px;line-height:1;color:var(--hp-blue-100);-webkit-text-stroke:1.5px var(--hp-primary);margin-bottom:12px;}
body .hp-steps h3{font-family:var(--hp-font-head);font-weight:700;font-size:22px;color:var(--hp-text-head);margin:0 0 8px;text-transform:none;}
body .hp-steps p{font-size:15.5px;line-height:1.6;margin:0;color:var(--hp-text);}
/* testimonials */
body .e-con.hp-testi.hp-testi{background:var(--hp-surface-dark);}
body .elementor.elementor .e-con.hp-testi > .e-con.hp-wrap{--padding-top:var(--hp-space-section);--padding-bottom:var(--hp-space-section);}
body .elementor-widget-html.hp-quotes-w{width:100%;}
body .hp-quotes{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:16px;}
body .hp-quote{margin:0;background:rgba(255,255,255,.04);border:1px solid rgba(208,228,244,.18);border-radius:var(--hp-radius);padding:28px;display:flex;flex-direction:column;}
body .hp-quote svg{width:30px;height:22px;fill:var(--hp-primary);stroke:none;margin-bottom:16px;}
body .hp-quote blockquote{margin:0 0 20px;padding:0;border:0;font-style:normal;}
body .hp-quote blockquote p{font-size:16px;line-height:1.6;color:var(--hp-text-on-dark);margin:0;}
body .hp-quote figcaption{margin-top:auto;padding-top:16px;border-top:1px solid rgba(208,228,244,.18);display:flex;flex-direction:column;gap:2px;}
body .hp-quote figcaption strong{font-family:var(--hp-font-head);font-size:17px;color:#fff;}
body .hp-quote figcaption span{font-size:13px;color:var(--hp-blue-200);}
/* ebook */
body .e-con.hp-ebook.hp-ebook{background:var(--hp-blue-100);}
body .elementor.elementor .e-con.hp-ebook-inner{--padding-top:64px;--padding-bottom:64px;display:grid;grid-template-columns:220px minmax(0,1fr);gap:48px;align-items:center;}
body .hp-ebook-pic img{width:100%;max-width:220px;height:auto;display:block;filter:drop-shadow(0 18px 30px rgba(1,19,38,.25));}
/* blog */
body .e-con.hp-blog .hp-head-row{margin-bottom:28px;}
body .e-con.hp-blog .hp-col--end{align-items:flex-end;}
body .hp-posts.hp-posts .elementor-post__card{border-radius:var(--hp-radius);border:1px solid var(--hp-border);box-shadow:none;transition:box-shadow .15s,transform .15s;}
body .hp-posts.hp-posts .elementor-post__card:hover{box-shadow:0 10px 28px rgba(8,69,122,.12);transform:translateY(-2px);}
body .hp-posts.hp-posts .elementor-post__title,body .hp-posts.hp-posts .elementor-post__title a{font-family:var(--hp-font-head);font-weight:700;font-size:20px;line-height:1.2;color:var(--hp-text-head);}
body .hp-posts.hp-posts .elementor-post__excerpt p{font-size:15px;line-height:1.55;color:var(--hp-text);}
body .hp-posts.hp-posts .elementor-post__read-more{font-family:var(--hp-font-head);font-weight:700;font-size:14px;color:var(--hp-primary);text-transform:none;}
body .hp-posts.hp-posts .elementor-post__badge{background:var(--hp-primary-strong);font-family:var(--hp-font-head);font-weight:700;letter-spacing:.06em;text-transform:uppercase;font-size:11px;border-radius:4px;}
body .hp-posts.hp-posts .elementor-post__meta-data{font-size:13px;color:var(--hp-text-muted);}
body .hp-posts.hp-posts .elementor-post__card{background:#fff;}
body .hp-posts.hp-posts .elementor-post__thumbnail__link{margin-bottom:0;}
body .hp-posts.hp-posts .elementor-post__text{background:#fff;text-align:left;padding:22px 24px 0;margin:0;}
body .hp-posts.hp-posts .elementor-post__title{text-align:left;margin:0 0 10px;}
body .hp-posts.hp-posts .elementor-post__excerpt{margin:0 0 16px;}
body .hp-posts.hp-posts .elementor-post__read-more{display:inline-block;margin-bottom:20px;}
body .hp-posts.hp-posts .elementor-post__meta-data{padding:14px 24px;border-top:1px solid var(--hp-border);}
/* responsive */
@media (max-width:1024px){
 body .hp-doors{grid-template-columns:minmax(0,1fr);}
 body .e-con.hp-split.hp-split,body .e-con.hp-split--rev.hp-split--rev,body .e-con.hp-head-row.hp-head-row{grid-template-columns:minmax(0,1fr);gap:32px;}
 body .hp-pgrid--4{grid-template-columns:repeat(2,minmax(0,1fr));}
 body .hp-quotes{grid-template-columns:minmax(0,1fr);}
 body .hp-steps{grid-template-columns:minmax(0,1fr);}
 body .hp-steps li + li{padding-left:0;border-left:0;}
 body .hp-stats{grid-template-columns:repeat(2,minmax(0,1fr));}
 body .hp-stat:nth-child(3){padding-left:0;border-left:0;}
 body .hp-stat:nth-child(n+3){border-top:1px solid var(--hp-border);}
 body .e-con.hp-blog .hp-col--end{align-items:flex-start;}
}
@media (max-width:767px){
 body .hp.hp.hp{--hp-space-section:var(--hp-space-section-sm);}
 body .elementor.elementor .e-con.hp-hero-inner{--padding-top:48px;--padding-bottom:40px;}
 body .e-con.hp-hero.hp-hero:before{background:rgba(1,19,38,.9);}
 body .hp-door{padding:22px 20px;}
 body .hp-door-actions a.hp-cta--primary{width:100%;justify-content:center;}
 body .hp-trust-sep{display:none;}
 body .hp-pgrid--2,body .hp-pgrid--4{grid-template-columns:minmax(0,1fr);}
 body .hp-check ul{grid-template-columns:minmax(0,1fr);}
 body .hp-logos-w .elementor-widget-container{flex-direction:column;align-items:flex-start;gap:16px;}
 body .hp-logos-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));width:100%;gap:20px 24px;justify-items:start;}
 body .hp-logos-list img{height:64px;}

 body .elementor.elementor .e-con.hp-ebook-inner{grid-template-columns:minmax(0,1fr);gap:24px;--padding-top:48px;--padding-bottom:48px;}
 body .hp-ebook-pic img{max-width:160px;}
 body .e-con.hp-btn-row.hp-btn-row .elementor-widget-button{width:100%;}
 body .e-con.hp-btn-row.hp-btn-row .elementor-button{width:100%;justify-content:center;}
 body .hp-stat strong{font-size:26px;}
}
@media (prefers-reduced-motion:reduce){body .hp *{transition:none!important;}body .hp a.hp-pcard:hover,body .hp-posts .elementor-post__card:hover{transform:none;}}

/* hp-motion v1 (2026-10-22): reveal states. Only active when JS adds html.hp-anim; reduced motion never gets the class. */
html.hp-anim .hp-hero :is(.hp-eyebrow,.hp-h1,.hp-lead,.hp-door,.hp-trust):not(.hp-seen):not(.hp-rv){opacity:0;}
html.hp-anim .hp-rv{opacity:0;transform:translate3d(0,18px,0);transition:opacity .7s cubic-bezier(.2,.7,.2,1) var(--hp-d,0ms),transform .7s cubic-bezier(.2,.7,.2,1) var(--hp-d,0ms);}
html.hp-anim .hp-rv.is-in{opacity:1;transform:none;}
html.hp-anim .hp-logos-list li.hp-rv{transform:translate3d(0,8px,0);}
html.hp-anim .hp-photo.hp-rv{transform:none;}
html.hp-anim .hp-photo.hp-rv img{transform:scale(1.045);transition:transform 1.4s cubic-bezier(.2,.7,.2,1) var(--hp-d,0ms);}
html.hp-anim .hp-photo.hp-rv.is-in img{transform:none;}
html.hp-anim .hp-door.hp-rv{transform:translate3d(0,24px,0);}
html.hp-anim .hp-door.hp-rv.is-in{transform:none;}
body .hp-photo img{transition:transform .6s cubic-bezier(.2,.7,.2,1);}
body .hp-photo:hover img{transform:scale(1.02);}
body .hp-photo{overflow:hidden;border-radius:var(--hp-radius,8px);}
body .hp-motion-w{position:absolute;width:0;height:0;overflow:hidden;}
@media (prefers-reduced-motion:reduce){body .hp-photo:hover img{transform:none;}}

/* hp round 3 (2026-10-23): quote bar overlapping hero, coverholder chip */
body .elementor.elementor .e-con.hp-hero-inner{--padding-bottom:120px;}
body .e-con.hp-qbar.hp-qbar{position:relative;z-index:3;margin-top:-72px;background:transparent;}
body .elementor-widget-html.hp-qbar-w{width:100%;}
body .hp-qbar-card{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,2.4fr);gap:28px;align-items:center;background:#fff;border-radius:12px;border-top:4px solid var(--hp-primary);box-shadow:0 24px 60px rgba(1,19,38,.28),0 2px 6px rgba(1,19,38,.08);padding:26px 28px;}
body .hp-qbar-live{display:inline-flex;align-items:center;gap:8px;font-family:var(--hp-font-head);font-weight:700;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:#13834f;background:#e6f6ee;border-radius:999px;padding:5px 12px 5px 10px;margin:0 0 10px;}
body .hp-live-dot{width:9px;height:9px;border-radius:50%;background:#1aa463;box-shadow:0 0 0 0 rgba(26,164,99,.6);animation:hpPulse 2s infinite;}
@keyframes hpPulse{0%{box-shadow:0 0 0 0 rgba(26,164,99,.55)}70%{box-shadow:0 0 0 9px rgba(26,164,99,0)}100%{box-shadow:0 0 0 0 rgba(26,164,99,0)}}
body .hp-qbar-title{font-family:var(--hp-font-head);font-weight:700;font-size:24px;line-height:1.1;color:var(--hp-text-head);margin:0 0 6px;}
body .hp-qbar-sub{font-size:14px;line-height:1.45;color:var(--hp-text-muted);margin:0;}
body .hp-qbar-grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:10px;}
body .hp-qbar-grid li{margin:0;}
body .hp .hp-qtile{position:relative;height:100%;display:flex;flex-direction:column;align-items:flex-start;gap:10px;padding:14px 14px 16px;border:1px solid var(--hp-border);border-radius:10px;background:var(--hp-surface);color:var(--hp-text-head);text-decoration:none;font-family:var(--hp-font-head);font-weight:700;font-size:15.5px;line-height:1.15;transition:background .18s,border-color .18s,transform .18s,box-shadow .18s;}
body .hp a.hp-qtile:hover,body .hp a.hp-qtile:focus-visible{background:var(--hp-primary);border-color:var(--hp-primary);color:#fff;transform:translateY(-2px);box-shadow:0 10px 24px rgba(13,106,184,.28);}
body .hp a.hp-qtile:focus-visible{outline:2px solid var(--hp-primary-strong);outline-offset:2px;}
body .hp-qtile-ico{width:38px;height:38px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 1px 3px rgba(1,19,38,.12);}
body .hp-qtile-ico svg{width:20px;height:20px;fill:none;stroke:var(--hp-primary);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;}
body .hp .hp-qtile--soon{border-style:dashed;background:#fff;color:var(--hp-text-muted);cursor:default;}
body .hp-qtile--soon .hp-qtile-ico svg{stroke:var(--hp-text-muted);}
body .hp-soon{font-family:var(--hp-font-body);font-weight:700;font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--hp-primary-strong);background:var(--hp-blue-100);border-radius:999px;padding:3px 8px;}
body .hp-logos-list .hp-logo-lloyds img{height:52px;box-sizing:border-box;padding:10px 14px;background:#011326;border-radius:4px;}
@media (max-width:1024px){
 body .hp-qbar-card{grid-template-columns:minmax(0,1fr);gap:18px;}
 body .hp-qbar-grid{grid-template-columns:repeat(3,minmax(0,1fr));}
}
@media (max-width:767px){
 body .elementor.elementor .e-con.hp-hero-inner{--padding-bottom:96px;}
 body .e-con.hp-qbar.hp-qbar{margin-top:-56px;}
 body .hp-qbar-card{padding:20px 18px;}
 body .hp-qbar-grid{grid-template-columns:repeat(2,minmax(0,1fr));}
 body .hp-qbar-grid li:last-child{grid-column:1 / -1;}
 body .hp .hp-qtile{flex-direction:row;align-items:center;font-size:14.5px;}
 body .hp-logos-list .hp-logo-lloyds img{height:44px;padding:8px 12px;}
}
@media (prefers-reduced-motion:reduce){body .hp-live-dot{animation:none;}body .hp a.hp-qtile:hover{transform:none;}}

/* sr-motion (extends hp-motion v1 to these pages) */
html.hp-anim .hp-hero :is(.hp-btn-row,.sr-hero-rv):not(.hp-seen):not(.hp-rv){opacity:0;}
html.hp-anim .sr-rv.hp-rv{transform:translate3d(0,18px,0);}

/* ===== sr shared (site refresh 2026) ===== */
body .elementor-widget-html.sr-font{position:absolute;width:0;height:0;overflow:hidden;}
body .elementor.elementor .e-con.hp-hero-inner{--padding-bottom:64px;}
body .e-con.sr-dark.sr-dark{background:var(--hp-surface-dark,#011326);}
body .elementor.elementor .e-con.sr-dark > .e-con.hp-wrap{--padding-top:72px;--padding-bottom:72px;}
body .sr-dark .hp-body.hp-body.hp-body{color:var(--hp-text-on-dark-muted,#D0E4F4);}
body .sr-dark .hp-h2.hp-h2.hp-h2 .elementor-heading-title{color:#fff;}
body .sr-dark .hp-eyebrow.hp-eyebrow.hp-eyebrow .elementor-heading-title{color:var(--hp-blue-200,#9CC4EC);}
body .sr-btn--ghost.sr-btn--ghost.sr-btn--ghost .elementor-button{background:transparent;color:#fff;border-color:rgba(255,255,255,.6);}
body .sr-btn--ghost.sr-btn--ghost.sr-btn--ghost .elementor-button:hover{border-color:#fff;background:rgba(255,255,255,.08);}
body .sr-btn--white.sr-btn--white.sr-btn--white .elementor-button{background:#fff;color:var(--hp-primary-strong,#08457A);}
body .sr-btn--white.sr-btn--white.sr-btn--white .elementor-button:hover{background:var(--hp-blue-100,#D0E4F4);}
body .elementor-widget-html.sr-w{width:100%;}
body .elementor.elementor .e-con > .elementor-widget.hp-lead{max-width:640px;}
body .elementor.elementor .e-con > .elementor-widget.hp-body{max-width:640px;}
body .elementor.elementor .e-con > .elementor-widget.hp-h1{max-width:820px;}
body .e-con.sr-cta.sr-cta{background:var(--hp-blue-100,#D0E4F4);}
body .elementor.elementor .e-con.sr-cta > .e-con.hp-wrap{--padding-top:64px;--padding-bottom:64px;}
body .sr-cta .hp-body.hp-body.hp-body{color:var(--hp-text-head,#08457A);}
body .hp-pgrid--3{grid-template-columns:repeat(3,minmax(0,1fr));margin-top:0;}
body .hp .sr-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--hp-border,#E2E4EA);border-top:3px solid var(--hp-primary,#0D6AB8);padding:24px 24px 22px;}
body .sr-ico{width:44px;height:44px;border-radius:10px;background:var(--hp-blue-100,#D0E4F4);display:flex;align-items:center;justify-content:center;margin-bottom:14px;}
body .sr-ico svg{width:24px;height:24px;fill:none;stroke:var(--hp-primary,#0D6AB8);stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;}
body .hp .sr-card h3{font-family:var(--hp-font-head);font-weight:700;font-size:20px;line-height:1.15;color:var(--hp-text-head,#08457A);margin:0 0 8px;text-transform:none;}
body .hp .sr-card p{font-size:15.5px;line-height:1.55;margin:0;color:var(--hp-text,#3A3F4A);}
body .hp .sr-card p + p{margin-top:10px;}
body .hp .sr-card a.hp-cta--link{margin-top:auto;padding-top:16px;display:inline-flex;align-items:center;gap:8px;font-family:var(--hp-font-head);font-weight:700;font-size:15px;color:var(--hp-primary,#0D6AB8);text-decoration:none;}
body .hp .sr-card a.hp-cta--link svg{width:16px;height:16px;transition:transform .15s;}
body .hp .sr-card a.hp-cta--link:hover svg{transform:translateX(3px);}
body .sr-note{font-size:13.5px;color:var(--hp-text-muted,#5F6571);line-height:1.5;margin:20px 0 0;max-width:720px;}
body .sr-logos{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;}
body .sr-logos li{background:#fff;border:1px solid var(--hp-border,#E2E4EA);border-radius:var(--hp-radius,8px);min-height:110px;display:flex;align-items:center;justify-content:center;padding:18px;}
body .sr-logos li.hp-logo-lloyds{background:var(--hp-navy-950,#011326);}
body .sr-logos img{max-height:64px;width:auto;max-width:100%;display:block;}
body .sr-logos li.hp-logo-lloyds img{max-height:40px;}
@media (max-width:1024px){body .hp-pgrid--3{grid-template-columns:repeat(2,minmax(0,1fr));}}
@media (max-width:767px){body .hp-pgrid--3{grid-template-columns:minmax(0,1fr);} body .elementor.elementor .e-con.hp-hero-inner{--padding-bottom:44px;} body .elementor.elementor .e-con.sr-dark > .e-con.hp-wrap{--padding-top:56px;--padding-bottom:56px;}}


/* ===== Contract bonding template (cb-) ===== */
body .e-con.cb-hero.cb-hero{min-height:600px;justify-content:center;}
body .elementor.elementor .e-con.cb-hero > .e-con.hp-hero-inner{--padding-top:72px;--padding-bottom:64px;}
body .e-con.cb-hero-cols.cb-hero-cols{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,.9fr);gap:48px;align-items:center;}
body .cb-glance{background:rgba(10,30,51,.82);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);border:1px solid rgba(208,228,244,.22);border-top:3px solid var(--hp-primary);border-radius:var(--hp-radius);padding:26px 28px 22px;}
body .cb-glance-h{font-family:var(--hp-font-head);font-weight:700;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--hp-blue-200);margin:0 0 14px;}
body .cb-glance dl{margin:0;display:flex;flex-direction:column;}
body .cb-glance dl div{display:grid;grid-template-columns:118px minmax(0,1fr);gap:14px;padding:11px 0;border-top:1px solid rgba(208,228,244,.16);}
body .cb-glance dl div:first-child{border-top:0;padding-top:0;}
body .cb-glance dt{font-family:var(--hp-font-head);font-weight:700;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--hp-blue-200);margin:0;padding-top:2px;}
body .cb-glance dd{margin:0;font-size:15.5px;line-height:1.45;color:#fff;}
body .e-con.cb-nav-sec.cb-nav-sec{background:#fff;border-bottom:1px solid var(--hp-border);}
body .elementor.elementor .e-con.cb-nav-sec > .e-con.hp-wrap{--padding-top:14px;--padding-bottom:14px;}
body .cb-nav{display:flex;align-items:center;gap:18px;}
body .cb-nav-label{font-family:var(--hp-font-head);font-weight:700;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--hp-text-muted);margin:0;white-space:nowrap;}
body .cb-nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px;align-items:center;}
body .cb-nav li{margin:0;}
body .hp .cb-nav a{display:inline-flex;align-items:center;gap:6px;min-height:40px;padding:0 14px;border-radius:999px;font-family:var(--hp-font-head);font-weight:700;font-size:14px;color:var(--hp-primary-strong);text-decoration:none;border:1px solid transparent;transition:background .15s,border-color .15s,color .15s;}
body .hp .cb-nav a:hover{background:var(--hp-surface);border-color:#C5DAEE;}
body .hp .cb-nav a[aria-current="page"]{background:var(--hp-primary-strong);color:#fff;}
body .hp .cb-nav .cb-nav-all a{color:var(--hp-primary);}
body .hp .cb-nav .cb-nav-all a svg{width:14px;height:14px;}
body .cb-guide{display:grid;grid-template-columns:260px minmax(0,1fr);gap:56px;align-items:start;margin-top:16px;}
body .cb-guide-aside{position:sticky;top:120px;}
body .cb-toc{background:var(--hp-surface);border-left:3px solid var(--hp-primary);padding:20px 22px 22px;}
body .cb-toc-h{font-family:var(--hp-font-head);font-weight:700;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--hp-text-head);margin:0 0 10px;}
body .cb-toc ol{list-style:none;margin:0 0 16px;padding:0;counter-reset:toc;}
body .cb-toc li{margin:0;counter-increment:toc;}
body .hp .cb-toc li a{display:flex;gap:10px;align-items:baseline;padding:7px 0;font-size:14.5px;line-height:1.35;color:var(--hp-text);text-decoration:none;border-bottom:1px solid #D9E4EF;}
body .hp .cb-toc li a:before{content:counter(toc,decimal-leading-zero);font-family:var(--hp-font-head);font-weight:700;font-size:12px;color:var(--hp-primary);flex:0 0 22px;}
body .hp .cb-toc li a:hover{color:var(--hp-primary-strong);}
body .hp a.cb-toc-cta{display:inline-flex;align-items:center;gap:8px;font-family:var(--hp-font-head);font-weight:700;font-size:15px;color:#fff;background:var(--hp-primary);padding:12px 16px;border-radius:6px;text-decoration:none;}
body .hp a.cb-toc-cta svg{width:16px;height:16px;}
body .hp a.cb-toc-cta:hover{background:var(--hp-primary-strong);}
body .cb-article{max-width:72ch;}
body .cb-sec{padding:8px 0 28px;scroll-margin-top:120px;}
body .cb-sec + .cb-sec{border-top:1px solid var(--hp-border);padding-top:32px;}
body .cb-sec h2{font-family:var(--hp-font-head);font-weight:700;font-size:clamp(24px,2.4vw,30px);line-height:1.12;color:var(--hp-text-head);margin:0 0 14px;text-transform:none;}
body .cb-article p{font-size:17px;line-height:1.65;color:var(--hp-text);margin:0 0 16px;}
body .cb-article p:last-child{margin-bottom:0;}
body .cb-article a{color:var(--hp-primary);text-decoration:underline;text-underline-offset:2px;}
body .cb-article a:hover{color:var(--hp-primary-strong);}
body .cb-list{list-style:none;margin:4px 0 16px;padding:0;display:flex;flex-direction:column;gap:10px;}
body .cb-list li{display:flex;gap:10px;align-items:flex-start;font-size:16.5px;line-height:1.55;color:var(--hp-text);margin:0;}
body .cb-list li svg{width:18px;height:18px;flex:0 0 18px;color:var(--hp-primary);margin-top:4px;}
body .cb-table-wrap{overflow-x:auto;margin:6px 0 18px;-webkit-overflow-scrolling:touch;}
body .cb-table{width:100%;border-collapse:collapse;font-size:15.5px;line-height:1.45;min-width:520px;}
body .cb-table th,body .cb-table td{text-align:left;vertical-align:top;padding:12px 14px;border-bottom:1px solid var(--hp-border);}
body .cb-table thead th{font-family:var(--hp-font-head);font-weight:700;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--hp-text-head);background:var(--hp-surface);border-bottom:2px solid var(--hp-primary);}
body .cb-table tbody th{font-weight:700;color:var(--hp-text-head);}
body .e-con.cb-send-sec{scroll-margin-top:110px;}
body .cb-docs{list-style:none;margin:20px 0 0;padding:0;counter-reset:none;}
body .cb-docs li{display:grid;grid-template-columns:44px minmax(0,1fr);gap:14px;padding:16px 0;border-top:1px solid var(--hp-border);margin:0;}
body .cb-docs li:first-child{border-top:0;padding-top:0;}
body .cb-docs-n{font-family:var(--hp-font-head);font-weight:700;font-size:28px;line-height:1;color:var(--hp-blue-100);-webkit-text-stroke:1.2px var(--hp-primary);}
body .cb-docs strong{display:block;font-family:var(--hp-font-head);font-weight:700;font-size:18px;color:var(--hp-text-head);margin-bottom:4px;}
body .cb-docs p{font-size:15.5px;line-height:1.55;color:var(--hp-text);margin:0;}
body .cb-check{margin-top:0;}
body .cb-check ul{grid-template-columns:minmax(0,1fr);}
body .cb-check-sub{font-size:14.5px;color:var(--hp-text);margin:-6px 0 14px;}
body .cb-photo{margin:20px 0 0;}
body .cb-photo img{aspect-ratio:3/2;}
body .cb-faq{display:flex;flex-direction:column;gap:10px;}
body .cb-faq-item{background:#fff;border:1px solid var(--hp-border);border-radius:var(--hp-radius);}
body .cb-faq-item[open]{border-color:var(--hp-primary);}
body .cb-faq-item summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 20px;font-family:var(--hp-font-head);font-weight:700;font-size:18px;line-height:1.3;color:var(--hp-text-head);min-height:44px;}
body .cb-faq-item summary::-webkit-details-marker{display:none;}
body .cb-faq-item summary svg{width:20px;height:20px;flex:0 0 20px;color:var(--hp-primary);transition:transform .2s;}
body .cb-faq-item[open] summary svg{transform:rotate(180deg);}
body .cb-faq-item summary:focus-visible{outline:2px solid var(--hp-blue-200);outline-offset:2px;border-radius:var(--hp-radius);}
body .cb-faq-a{padding:0 20px 20px;}
body .cb-faq-a p{font-size:16px;line-height:1.6;color:var(--hp-text);margin:0;}
@media (max-width:1024px){
 body .e-con.cb-hero-cols.cb-hero-cols{grid-template-columns:minmax(0,1fr);gap:28px;}
 body .cb-guide{grid-template-columns:minmax(0,1fr);gap:28px;}
 body .cb-guide-aside{position:static;}
 body .cb-toc ol{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 24px;}
 body .cb-nav{flex-direction:column;align-items:flex-start;gap:10px;}
}
@media (max-width:767px){
 body .e-con.cb-hero.cb-hero{min-height:0;}
 body .elementor.elementor .e-con.cb-hero > .e-con.hp-hero-inner{--padding-top:40px;--padding-bottom:40px;}
 body .cb-glance{padding:20px 18px 16px;}
 body .cb-glance dl div{grid-template-columns:minmax(0,1fr);gap:4px;}
 body .cb-toc ol{grid-template-columns:minmax(0,1fr);}
 body .cb-article p{font-size:16.5px;}
 body .cb-faq-item summary{font-size:16.5px;padding:16px;}
 body .cb-faq-a{padding:0 16px 16px;}
 body .cb-docs li{grid-template-columns:36px minmax(0,1fr);}
 body .hp .cb-nav a{min-height:44px;}
}
@media (prefers-reduced-motion:reduce){body .cb-faq-item summary svg{transition:none;}}

/* ===== Commercial surety template (cs-) on the cb- base ===== */
body .cb-table td a,body .cb-table th a{white-space:normal;}
@media (min-width:1025px){body .cb-nav ul{gap:4px;} body .hp .cb-nav a{padding:0 12px;font-size:13.5px;}}/* End custom CSS */